Long-term Loans for Lasting Success

Pay for a business loan in affordable monthly instalments.

  • Borrow Up To £500k

  • Fixed Interest Rate

  • Terms Up to 72 Months

Long-term loans

For Businesses in it For the Long Haul

Long-term business loans provide a big injection of capital for companies of any size. By paying for the loan in monthly instalments, you enjoy a hefty loan sum with affordable repayment terms of up to 6 years. So, you can stop delaying that big purchase that could take your business to the next level. Crispcap’s long-term loans let you invest now for the future.

The Benefits

Practical

An accessible route to business growth.

Larger Amounts

Long-term loans allow for higher loan amounts.

Fixed Interest

Your repayment plan always stays the same.

Easy Process

Check your eligibility in 3 simple steps.

Flexible

Choose from terms up to 24 months.

Any Business Use

Buy what you need to trade and earn more.

Budget Better

Organise your yearly outgoings efficiently.

Unlock Growth

Expand your operation and reach more people.

What Can I Use a Long-term Loan for?

A long-term loan can be used for any business purchase whatsoever. But they can be especially helpful for big expenses that will benefit you in the long run. These include:

Mechanic business

Is a Long-term Loan Right for Me?

A long-term business loan is certainly helpful to secure prolonged success in your industry. But it’s worth considering if it’s the right loan for you. Have a think about whether you’ll be able to keep up with the monthly repayments over an extended period. We can help you make this decision by looking at the health and credit of your business. We guide you in the direction that’s best for you and your company.

Our Process

1. Get in touch to confirm your requirements.

2. You send through some basic financial information.

3. We get your application approved by one of our lenders.

4. Paperwork (usually e-sign) is signed and the funds are released to you

Getting The Ball Rolling

There are a couple of factors that can make it a little easier for you to get a loan. Firstly, a good credit score shows to lenders you have a strong history of borrowing and paying back funds. Also, a yearly turnover that’s £50k or over will increase your chances of securing a larger loan amount. Plus, a steady revenue positions you as more likely to repay it on time. But don’t stress out if you don’t meet these pointers. Simply get in touch and we’ll see what we can do.

Mechanic business

Have Questions? No Problem

How long can a long-term loan be?

You can spread repayments for a long-term loan across a maximum of 6 years.

What is the interest on a long-term loan?

We’re not able to give an interest rate straight away. It will depend on your business’s health, credit, and the terms of your loan. Get in touch and we can go through your options!

How much can I borrow?

Long-term loans often allow for higher loan amounts. With Crispcap, you can borrow up to £500k. Generous, we know.

Which is better, long term or short term?

Long-term loans spread your repayments over many months which is a little more flexible. With a short-term loan, you’ll pay back the money within a year after it’s borrowed, which could work better for your business.

Do I need a good credit score?

It can help but it’s not essential! At Crispcap we pride ourselves on taking a more rounded view of businesses than just credit rating. That way, we can offer more opportunities for loans.

Do I need assets as security?

Nope. All of our business loans are unsecured so the business director(s) are responsible for paying back the loan. That means your items are safe and sound.

You’re only a click away.

  • No Credit Check

  • Loan Amounts Up To £500k

  • Business Loans UK-Wide