A Line of Credit That Empowers Your Business

Utilise our credit lines to make vital payments faster.

We know the importance of timing in business. Sometimes essential payments need to be made there and then without delay. Whether it’s for equipment, stock, or staff wages, we provide credit lines that give you access to money when cash flow is short. No waiting around, simply use the credit and pay it back in minimal instalments afterwards.

Low Interest

Only pay interest on the credit you use.

Keep Revolving

You can borrow, pay it back, and borrow again.

Any Time

Use credit as a backup for unexpected costs.

Ease Cash Flow

Your business is stronger with accessible funds.

Improve Credit

Advance your credit with regular repayments.

No Delay

Use your arranged credit instantly.

Grow Business

Have the cash flow to take on more work.

Flexible Terms

Choose an adjustable payment plan.

Lines of credit work to ease cash flow in your business and support essential payments. Running a day-to-day operation isn’t an easy feat, so credit lines offer a financial buffer to cover you until you’re ready to pay for what you need. With a line of credit, you get access to a sum of finance that can be borrowed and paid back monthly. How’s that for easy?

1. Get in touch to confirm your requirements.

2. You send through some basic financial information.

3. We get your application approved by one of our lenders.

4. Paperwork (usually e-sign) is signed, and the credit line is active.

A credit line can be used for pretty much anything related to your company. Here’s what our previous customers have used it for:

Crispcap has specialised in commercial finance for over 10 years and we’re consistently reactive to our customer’s needs. We know that unsecured business loans are great for a hefty injection of cash to cover big expenses. However, business owners today need a reliable source of immediate funds to manage everyday costs when they pop up out of the blue. At Crispcap, we’re thrilled to offer credit lines as another way to access flexible finance at an affordable rate.

A line of credit is a sum of finance that is arranged for you and accessible whenever you need it. You simply borrow the money you need and pay it back in monthly instalments.

It depends on your circumstances! A credit line is a helpful way to manage everyday costs without long terms, whereas an unsecured business loan offers a lump sum of capital for bigger purchases.

We’ll determine your credit limit by looking at your business health, turnover, credit score, and history of borrowing finance. But don’t fear, there will be no hard searches on your credit in our initial review.

Simply get in touch here and we can talk through your requirements. After that, you’ll need to send us your last 3 months of business bank statements and last set of full filed accounts.

Our initial review will not affect your credit score, but once we’ve got a deal in place we’ll need to do a hard search on your credit which may affect your score. However, on-time repayments can do wonders for your credit in the long run.

Any business purpose that works for you. Many of our customers use the funds for general working capital to manage bills, wages, stock, and staff wages.